Learning Hub
How to Bank
Banking Basics
A beginner's guide to banking
1
Checking Accounts
A fundamental personal finance tool
2
Savings Accounts
A fundamental personal finance tool
3
Certificates of Deposit
Low-risk deposit accounts
4
Money Mindset Makeover
Limiting Money Beliefs
Challenge common money beliefs
1
Financial Fears and Anxiety
Repair your relationship with money
2
An Abundance Mindset
Cultivate and reinforce an abundance mindset
3
Mindful Spending
Align your finances with your personal values
4
Breaking Down Credit
Types of Credit
The different types of credit
1
Credit Scores
A measure of your creditworthiness
2
Credit Cards
Making the most of your credit cards
3
Leveraging Credit
Maximze wealth creation
4
Budgeting Strategies to Reclaim Control Over Your Finances
50/30/20 Budget Rule
A simple way to manage your money
1
80/20 Budget Rule
A simplified version of the 50/30/20
2
Envelope System
An old-school approach to budgeting
3
Zero-Based Budgeting
A strategic approach to budgeting
4
Value Proposition Budgeting
Spend with intent
5
Best Budgeting Apps
Track your budget hassle-free
6
The First-Time Homebuyer's Journey
Getting Started
Your home buying journey at a glance
1
The Home-Buying Process
The phases of buying a home
2
First-Time Homebuyers Programs
Achieve your goal of owning a home
3
Now What?
Final tips as a new homeowner
4
Setting Yourself Up For Financial Success
Emergency Funds and Sinking Funds
Which is better?
1
Paying Off Debt vs. Saving Money
Which one first?
2
Build Strong Credit
Steps to take
3
Retirement Investing
Building a nest egg
4
Create a Financial Plan
Organize your finances
5
Grow Your Net Worth
Get rich sustainably
6
Assets and Markets
Cash
Why cash is king
1
Bonds
A low-risk investment
2
Stocks
Basics of stock investing
3
Investment Funds
Different types of funds
4
Commodities
Metals, gold, and more
4
Real Estate
A tried and true investment
6
Collectibles
Items of value
7
Cryptocurrency
A new financial tool
8
Navigating Student Loans
Types of Student Loans
Understanding how student loans work
1
Student Loan Repayment Plans
Creating a student loan repayment plan
2
Consolidation and Refinancing
Exploring loan consolidation and refinancing options
3
Loan Forgiveness Programs
Overview of federal loan forgivemenss programs
4
Budgeting and Financial Planning
How to budget and plan for student loan repayment
5
Early Repayment
Dealing with financial hardship and loan repayment challenges
6
Impact of Student Loans
How student loans affect your credit and financial goals
7